:root{--navy:#071b32;--navy2:#0d2b4b;--ink:#12263a;--muted:#597086;--mint:#20d6b5;--mint2:#94f2df;--sky:#eaf5fb;--paper:#f7fafc;--line:#dce7ef;--white:#fff;--orange:#ffb454;--shadow:0 18px 60px rgba(7,27,50,.12);--radius:22px;--container:1180px}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--ink);background:#fff;line-height:1.65}a{color:inherit;text-decoration:none}img{max-width:100%;height:auto}.container{width:min(var(--container),calc(100% - 40px));margin-inline:auto}.skip-link{position:absolute;left:-9999px;top:10px;background:#fff;padding:10px;z-index:100}.skip-link:focus{left:10px}.topbar{background:var(--navy);color:#dceafa;font-size:.82rem}.topbar-inner{display:flex;justify-content:space-between;align-items:center;min-height:38px}.topbar-inner>div{display:flex;gap:20px;align-items:center}.topbar-agent{color:var(--mint2);font-weight:800}.site-header{position:sticky;top:0;z-index:40;background:rgba(255,255,255,.96);backdrop-filter:blur(16px);border-bottom:1px solid rgba(220,231,239,.8)}.nav-wrap{display:flex;align-items:center;justify-content:space-between;min-height:80px}.brand{display:inline-flex;align-items:center;gap:2px;font-weight:900;letter-spacing:-.06em}.brand-mark{font-size:2rem;color:var(--navy)}.brand-t{font-size:2rem;color:#0da98f}.brand-copy{margin-left:8px;line-height:1;font-size:.92rem;letter-spacing:0;text-transform:uppercase}.brand-copy small{font-size:.58rem;color:var(--muted);letter-spacing:.12em}.main-nav{display:flex;align-items:center;gap:5px}.main-nav>a,.nav-drop>button{border:0;background:none;padding:12px 11px;font:inherit;font-weight:750;color:#25425d;cursor:pointer;border-radius:10px}.main-nav>a:hover,.main-nav>a.active,.nav-drop>button:hover{background:var(--sky);color:var(--navy)}.nav-agent{color:#087965!important}.nav-cta{background:var(--navy)!important;color:#fff!important;padding-inline:18px!important;margin-left:6px}.nav-drop{position:relative}.nav-panel{display:none;position:absolute;top:48px;left:0;width:330px;padding:10px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow)}.nav-drop.open .nav-panel,.nav-drop:hover .nav-panel{display:block}.nav-panel a{display:flex;flex-direction:column;padding:12px 14px;border-radius:11px}.nav-panel a:hover{background:var(--sky)}.nav-panel span{font-size:.78rem;color:var(--muted);margin-top:2px}.menu-toggle{display:none}.hero{overflow:hidden;position:relative;background:linear-gradient(135deg,var(--navy) 0%,#0b3153 60%,#0c4d63 100%);color:#fff;padding:96px 0 84px}.hero:before{content:"";position:absolute;width:560px;height:560px;border:1px solid rgba(148,242,223,.18);border-radius:50%;right:-150px;top:-180px;box-shadow:0 0 0 70px rgba(148,242,223,.05),0 0 0 140px rgba(148,242,223,.03)}.hero-grid{position:relative;display:grid;grid-template-columns:1.2fr .8fr;gap:64px;align-items:center}.eyebrow{display:inline-block;color:#087965;font-weight:900;letter-spacing:.12em;font-size:.75rem;text-transform:uppercase;margin-bottom:14px}.hero .eyebrow,.dark-section .eyebrow,.closing-cta .eyebrow{color:var(--mint2)}h1,h2,h3{line-height:1.08;letter-spacing:-.04em;margin:0 0 18px;color:var(--navy)}h1{font-size:clamp(2.65rem,6vw,5.35rem)}h2{font-size:clamp(2rem,4vw,3.45rem)}h3{font-size:1.28rem}.hero h1,.hero h2,.dark-section h2,.closing-cta h2{color:#fff}.hero p{font-size:1.18rem;color:#d8e7f3;max-width:700px}.hero-actions,.button-row{display:flex;gap:14px;align-items:center;flex-wrap:wrap;margin-top:30px}.button{display:inline-flex;align-items:center;justify-content:center;padding:14px 20px;border-radius:12px;background:var(--navy);color:#fff;font-weight:850;border:1px solid transparent;cursor:pointer}.button:hover{transform:translateY(-1px)}.button.light{background:#fff;color:var(--navy)}.button.mint{background:var(--mint);color:var(--navy)}.button.ghost{border-color:rgba(255,255,255,.35);background:transparent}.button.secondary{background:var(--sky);color:var(--navy)}.button.small{padding:9px 14px;font-size:.85rem}.text-link{font-weight:850;color:#087965}.text-link-light{font-weight:850;color:#fff}.hero-proof{display:flex;gap:22px;flex-wrap:wrap;margin-top:30px;color:#bcd1e1;font-size:.88rem}.hero-card{position:relative;border:1px solid rgba(255,255,255,.18);background:rgba(255,255,255,.08);backdrop-filter:blur(10px);border-radius:28px;padding:28px;box-shadow:0 32px 90px rgba(0,0,0,.2)}.signal{display:grid;gap:12px}.signal-row{display:grid;grid-template-columns:120px 1fr auto;align-items:center;gap:12px;padding:13px;border-radius:12px;background:rgba(255,255,255,.08)}.signal-row span{font-size:.78rem;color:#c4d8e7}.signal-row strong{font-size:.85rem}.signal-bar{height:7px;border-radius:99px;background:rgba(255,255,255,.13);overflow:hidden}.signal-bar i{display:block;height:100%;border-radius:99px;background:var(--mint)}.hero-card .mini-label{font-size:.72rem;letter-spacing:.13em;color:var(--mint2);font-weight:850}.hero-card h3{color:#fff;margin-top:8px}.section{padding:86px 0}.section-soft{background:var(--paper)}.section-sky{background:var(--sky)}.section-heading{display:flex;justify-content:space-between;gap:30px;align-items:end;margin-bottom:36px}.section-heading>div{max-width:760px}.section-heading p{color:var(--muted);font-size:1.08rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:22px}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:28px;box-shadow:0 8px 28px rgba(7,27,50,.045);transition:.2s}.card:hover{transform:translateY(-4px);box-shadow:var(--shadow)}.card p{color:var(--muted)}.card-icon{display:grid;place-items:center;width:48px;height:48px;border-radius:14px;background:var(--sky);font-weight:900;color:#087965;margin-bottom:22px}.card .meta{font-size:.78rem;font-weight:850;color:#087965;text-transform:uppercase;letter-spacing:.08em}.split{display:grid;grid-template-columns:1fr 1fr;gap:64px;align-items:center}.feature-panel{border-radius:28px;padding:34px;background:linear-gradient(145deg,#eaf5fb,#faffff);border:1px solid var(--line)}.feature-list{display:grid;gap:13px;margin:25px 0 0}.feature-item{display:flex;gap:12px;padding:14px 0;border-top:1px solid var(--line)}.feature-item:first-child{border-top:0}.feature-item b{display:grid;place-items:center;flex:0 0 25px;height:25px;border-radius:50%;background:var(--mint);color:var(--navy)}.dark-section{background:var(--navy);color:#cfe0ed;padding:86px 0}.dark-section p{color:#cfe0ed}.metric-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:16px;margin-top:36px}.metric{padding:24px;border:1px solid rgba(255,255,255,.12);border-radius:18px;background:rgba(255,255,255,.05)}.metric strong{display:block;font-size:2rem;color:#fff}.metric span{font-size:.86rem}.process{display:grid;grid-template-columns:repeat(4,1fr);gap:18px}.step{padding:25px;border-left:3px solid var(--mint);background:#fff;border-radius:0 16px 16px 0}.step-number{font-size:.75rem;font-weight:900;color:#087965;letter-spacing:.12em}.service-hero{background:linear-gradient(135deg,#eff9fc 0%,#fff 58%);padding:78px 0;border-bottom:1px solid var(--line)}.service-hero-grid{display:grid;grid-template-columns:1.18fr .82fr;gap:55px;align-items:center}.service-hero h1{font-size:clamp(2.7rem,5.5vw,4.8rem)}.service-hero p{font-size:1.15rem;color:var(--muted)}.quote-card{background:var(--navy);color:#d6e6f3;padding:30px;border-radius:24px;box-shadow:var(--shadow)}.quote-card h3{color:#fff}.quote-card ul{padding-left:20px}.quote-card .button{width:100%;margin-top:12px;background:var(--mint);color:var(--navy)}.breadcrumbs{font-size:.82rem;color:var(--muted);padding:14px 0;border-bottom:1px solid var(--line)}.breadcrumbs span{margin:0 8px}.faq-list{display:grid;gap:12px}.faq-list details{border:1px solid var(--line);border-radius:14px;background:#fff;padding:0 20px}.faq-list summary{cursor:pointer;padding:18px 0;font-weight:850;color:var(--navy)}.faq-list p{color:var(--muted);margin-top:0}.location-cloud{display:flex;gap:10px;flex-wrap:wrap}.location-cloud a{padding:9px 13px;background:#fff;border:1px solid var(--line);border-radius:99px;font-size:.86rem;font-weight:750}.location-cloud a:hover{border-color:#0da98f;color:#087965}.case-card{display:flex;flex-direction:column}.case-card .case-labels{display:flex;gap:8px;flex-wrap:wrap;margin-bottom:14px}.tag{font-size:.7rem;font-weight:900;letter-spacing:.06em;text-transform:uppercase;border-radius:99px;padding:6px 9px;background:var(--sky);color:#087965}.tag.agent{background:#fff4e4;color:#9a5b00}.case-card .case-footer{margin-top:auto;padding-top:12px}.article-content{max-width:820px;margin:0 auto;font-size:1.05rem}.article-content h2{margin-top:42px;font-size:2rem}.article-content h3{margin-top:30px}.article-content p,.article-content li{color:#365068}.article-content blockquote{margin:30px 0;padding:20px 24px;border-left:4px solid var(--mint);background:var(--sky);font-weight:650}.article-content .notice{padding:18px;border-radius:14px;background:#fff6e9;border:1px solid #f3d4a2}.form-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.field{display:flex;flex-direction:column;gap:7px}.field.full{grid-column:1/-1}.field label{font-weight:800;font-size:.88rem}.field input,.field select,.field textarea{width:100%;border:1px solid #cbd9e4;border-radius:11px;padding:13px 14px;font:inherit;background:#fff}.field textarea{min-height:130px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(32,214,181,.18);border-color:#0da98f}.form-card{padding:32px;border:1px solid var(--line);border-radius:24px;background:#fff;box-shadow:var(--shadow)}.flash{padding:12px 0;font-weight:750}.flash.success{background:#dffaf3;color:#075b4d}.flash.error{background:#fee8e8;color:#8a2020}.closing-cta{padding:70px 0;background:linear-gradient(135deg,#0b3153,var(--navy));color:#d9e8f3}.closing-grid{display:grid;grid-template-columns:1fr auto;gap:30px;align-items:center}.closing-cta p{max-width:720px}.closing-actions{display:flex;flex-direction:column;gap:14px;align-items:flex-start}.site-footer{background:#051525;color:#b9ccda;padding:68px 0 26px}.footer-grid{display:grid;grid-template-columns:1.4fr repeat(4,1fr);gap:35px}.site-footer h3{color:#fff;font-size:1rem;letter-spacing:0}.site-footer a{display:block;margin:9px 0}.site-footer a:hover{color:var(--mint2)}.footer-brand p{max-width:280px}.brand-footer .brand-mark,.brand-footer .brand-t{color:#fff}.brand-footer .brand-t{color:var(--mint)}.trust-links{display:flex;gap:12px;flex-wrap:wrap}.trust-links a{font-size:.78rem;padding:6px 9px;border:1px solid rgba(255,255,255,.15);border-radius:99px}.site-footer address{font-style:normal}.footer-bottom{border-top:1px solid rgba(255,255,255,.1);margin-top:45px;padding-top:22px;display:flex;justify-content:space-between;gap:30px;font-size:.78rem}.footer-bottom p{max-width:720px;margin:0}.footer-bottom>div{display:flex;gap:14px;flex-wrap:wrap}.footer-bottom a{display:inline;margin:0}.trademark-note{font-size:.7rem;color:#7890a2;margin-top:14px}.cookie-banner{position:fixed;z-index:100;left:20px;right:20px;bottom:20px;max-width:760px;margin:auto;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;padding:18px;display:flex;justify-content:space-between;gap:24px;align-items:center}.cookie-banner[hidden]{display:none}.cookie-banner p{margin:4px 0 0;color:var(--muted);font-size:.85rem}.cookie-banner>div:last-child{display:flex;gap:8px}.cookie-banner button{border:0;background:transparent;font:inherit;font-weight:800;cursor:pointer}.cookie-banner .button{background:var(--navy);color:#fff}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}[data-reveal]{opacity:0;transform:translateY(18px);transition:opacity .55s var(--delay,0ms),transform .55s var(--delay,0ms)}[data-reveal].revealed{opacity:1;transform:none}@media(max-width:1020px){.menu-toggle{display:block;border:1px solid var(--line);background:#fff;border-radius:10px;padding:10px 13px}.main-nav{display:none;position:absolute;left:20px;right:20px;top:75px;padding:15px;background:#fff;border:1px solid var(--line);box-shadow:var(--shadow);border-radius:18px;flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.nav-drop>button{width:100%;text-align:left}.nav-panel{position:static;width:auto;box-shadow:none;margin:0 5px}.nav-drop:hover .nav-panel{display:none}.nav-drop.open .nav-panel{display:block}.hero-grid,.service-hero-grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:repeat(2,1fr)}.process,.metric-grid{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:repeat(3,1fr)}.footer-brand{grid-column:1/-1}.closing-grid{grid-template-columns:1fr}.closing-actions{flex-direction:row;align-items:center}}@media(max-width:680px){.container{width:min(100% - 28px,var(--container))}.topbar-inner>span{display:none}.topbar-inner{justify-content:center}.hero{padding:68px 0}.hero-card{padding:20px}.signal-row{grid-template-columns:90px 1fr}.signal-row>strong{display:none}.section{padding:62px 0}.cards,.process,.metric-grid,.form-grid{grid-template-columns:1fr}.field.full{grid-column:auto}.section-heading{display:block}.footer-grid{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-bottom{flex-direction:column}.closing-actions{flex-direction:column;align-items:flex-start}.cookie-banner{flex-direction:column;align-items:flex-start}.cookie-banner>div:last-child{width:100%;justify-content:flex-end}.brand-copy{display:none}}
.article-content table{width:100%;border-collapse:collapse;margin:28px 0;font-size:.96rem}.article-content th,.article-content td{padding:13px 14px;border:1px solid var(--line);text-align:left;vertical-align:top}.article-content th{background:var(--navy);color:#fff}.article-content tbody tr:nth-child(even){background:var(--paper)}.article-content ol,.article-content ul{padding-left:24px}.article-content a{color:#087965;text-decoration:underline;text-underline-offset:3px}